Teah HammetJul 30, 20213 minSelf-Managed Super Funds ('SMSF')What is an SMSF? An SMSF is a private superannuation fund you manage yourself, regulated by the Australian Taxation Office. SMSFs are...
Teah HammetJul 30, 20213 minEquity Release & Reverse MortgagesIf you are aged 60 or over, own your home and need to access money, 'home equity release' may be an option. As there are risks involved...
Teah HammetJul 30, 20211 minRate for Risk (Risk Based Pricing)Risk based pricing is the interest rate that lenders offer to a client based on factors such as their credit rating, the security type,...
Teah HammetJul 30, 20211 minLender Credit PoliciesLenders have a specific credit policy they use to assess and approve loan applications. A lender’s credit policy is a document that...