Teah HammetJul 30, 20212 minSwitching Home LoansRefinancing your home loan to take advantage of a lower interest rate might save you money. When switching home loans, it is important...
Teah HammetJul 30, 20211 minStaying with a Particular LenderRefinancing does not have to involve finding and moving to a new lender. You can refinance with your current lender and save on...
Teah HammetJul 30, 20212 minSplit LoansDepending on your circumstances, splitting your home loan between fixed and variable interest rates can enable you to get the best of...
Teah HammetJul 30, 20213 minEquity Release & Reverse MortgagesIf you are aged 60 or over, own your home and need to access money, 'home equity release' may be an option. As there are risks involved...
Teah HammetJul 30, 20211 minPortabilityMany home loans have the option of taking your loan with you when you move. This is known as loan portability. Loan portability allows...
Teah HammetJul 30, 20211 minPackaged Home Loan ProductsMany lenders offer packaged home loans which allow you to sign up to a home loan as well as other financial products such as a credit...
Teah HammetJul 30, 20212 minLender Cash Back and Special OffersLenders sometimes offer things like discounted interest rates, promotional introductory interest rates and sign-up incentives such as...
Teah HammetJul 29, 20212 minFrequency of Repayments and Paying Off your Mortgage FasterMaking higher or more frequent payments on your mortgage will save you money and help you pay down your home loan faster. Switch to...
Teah HammetJul 29, 20211 minExtending the Term of Your LoanExtending your loan term when you refinance introduces additional interest costs that may outweigh the savings you can benefit from in...
Teah HammetJul 29, 20211 minTime to SettlementSecuring a home loan for a new property can be a daunting process if you are new to the process or you are trying to manage the process...
Kade FrenchFeb 26, 20202 minEarly Repayment Fees & Break CostsLooking at closing a fixed loan or paying extra? Let's run through the process & potential costs involved with leaving or overpaying a...